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PPS Blog

July 2019

Adaptation In The Age Of Climate Change

Following a spate of natural disasters in recent years, South Africans would be hard-pressed to deny the obvious impact that climate change is having on our environment and economy.

PPS Blog

May 2019

In times of economic uncertainty, manage your risk with PPS Short-Term Insurance

One thing that is prevalent in South Africa, is the influx of uncertainties in the country. For instance, will there be another ratings downgrade, will we load-shed this winter, will the Rand prevail amidst all this activity, and what will the effect be on consumers and businesses alike?

PPS Blog

January 2019

Tips for updating your policy in 2019

It is that time again when many of us resolve to make changes to better our lives. Have you done all your planning and are your ducks in a row for 2019? Update your inventory, ensure that you still have the right amount of cover and address any gaps in your insurance! Switch to us; safeguard your fu… Read more

PPS Blog

January 2019

Keep your assets safe in your absence

At PPS Short-Term Insurance, we pride ourselves on our ability to provide Intelligent Insurance For Graduate Professionals; personalised, tech-enabled solutions that meet your professional standards and needs. But let’s face it, no matter how modern or comprehensive our service offering, the most in… Read more

PPS Blog

January 2019

Experience a short-term insurance solution that is as unique as you are

When it comes to short-term insurance and choosing an insurer you can rely on, the process can be rather daunting. From the exhaustive amount of time it takes to get an accurate quote, to finding an insurer that meets your specific needs - the process can get in the way of the work you do every day,… Read more

PPS Blog

January 2019

Celebrate-heritage month with legacy rich pps short term insurance

On 24 September we celebrate Heritage Day. It’s a day when South Africans from all walks of life celebrate their culture and the diversity of their beliefs and traditions. Just as all South Africans have a proud heritage, so do we. Since 1941, we are the only mutual financial services company that’s… Read more

PPS Blog

January 2019

This womens month we note why we need more women

The common misconception in South Africa and all over the world is that women are bad drivers. However, extensive research has proven that this statement is far from correct [1]. Here are some statistics that prove that women drivers are safer than their male counterparts on our roads.

PPS Blog

January 2019

4 Unforeseen winter perils you should prepare for and be insured against

It’s not uncommon for most people to think that South African winters are mild in comparison to winters in other countries north of the equator, such as in Europe. However, they couldn’t be more mistaken. Winter-related claims could in fact constitute a large portion of your claims as extreme weath… Read more

PPS Blog

January 2019

Know what youre covered for this winter

With winter already in full swing in South Africa, extreme weather conditions across most parts of the country can present a number of challenges for many homeowners. Therefore, it is vital that consumers ensure they know exactly what their insurance policy will cover in the event of typical winter… Read more

PPS Blog

October 2017

The Gift from a working mum to her children, that she will not see them enjoy

As a working mum, I have realised that the corporate world is always changing and the pace at which it does, increases each year.

PPS Blog

September 2017

Empowering graduates to learn while conquering the professional world

After a short period, and unbeknownst to me, I realised that the PPS Graduate Internship Programme would be a snug fit. I took the plunge and gratefully accepted a place as one of the selected graduates, to which I soon learned that this was exactly what I needed to get my career started. 

PPS Blog

September 2017

Defying the “average graduate” label

On the first day at work, myself and the other graduates toured the company acquainting ourselves with the different departments, the staff and got to know a bit about one another. 

PPS Blog

September 2017

The right time for the perfect fit

Regardless of the length of time that one is unemployed for, the loss of morale is one of the things that are guaranteed. This is why it was almost surreal that PPS had seen my potential and selected me for the role.

PPS Blog

September 2017

A heritage to be proud of!

PPS was founded by a group of 8 dentists, in 1941, right in the middle of the second World War.  It was during this difficult time, that the dentists realised the need to protect themselves against the inability to perform the functions of their work, due to illness or injury.

PPS Blog

September 2017

Hey you Ms 20 Something, give your career a boost.

There I was navigating traffic in my township, trying to find spaces between taxi drivers and using the horn when to show my displeasure. 

PPS Blog

September 2017

Where I belong … because I am a graduate professional

The memory of receiving the phone call that changed my life for the better is still so vivid in my mind. It was just after my final year exams at university when I was called in for an interview.  

PPS Blog

September 2017

How a good support system has moulded me

Coming from the small industrial town of Sasolburg and having furthered my education at the North West University’s Vaal Campus, I had reservations about yet another interview because in my mind this one would form part of the several meetings where I would come out unsuccessful yet again.

PPS Blog

September 2017

My journey to being a maven started at PPS

I often come across people who revere those who hold the actuary title, and never have I thought that one day I would be the individual whose jaw would drop.

PPS Blog

August 2017

How student loans work in South Africa

There are several options where South African students can access loans for academic purposes - ranging from government organisations, banks and private financial institutions. Unlike receiving a bursary, student loans are meant to be repaid with interest once you have completed your qualification a… Read more

PPS Blog

August 2017

Does money still have real value for students?

Oh, my word, how will my student children who have flown the nest learn to pace themselves with their monthly allowance of an allocated amount per day to provide for food, beverages, clothes, transport and entertainment? To be fair, my son has never actually asked for additional money. I guess he un… Read more

PPS Blog

August 2017

Investment strategy to outsmart volatility

A lump sum can be made into a money market fund where predetermined fixed amounts can be debited (say monthly) and invested in the chosen unit trust to benefit from the rand cost averaging strategy.

PPS Blog

July 2017

Why should you care

If you are married, have children or family (parents, siblings, etc.) that you care about deeply and they rely on you financially, then you need life, critical illness and disability cover.  Your family will suffer financially in the absence of your income.

PPS Blog

July 2017

Push the boundaries

he sayings, “Work like a slave to live like a king” and “Do what you love and you will never have to work a day in your life,” come into play when tackling the subject of being an entrepreneur while one has a regular job.  

PPS Blog

July 2017

PPS partnering with ICMIF

That’s because mutual insurers don’t have any external shareholders. They can give all their profits back to their customers through reinvesting in the business, redistributing profit shares, and keeping control of the company and its financial decisions in the hands of those who use it. 

PPS Blog

June 2017

A mentor is a must have, when you’re a graduate

After graduating, the majority of graduates use the spray and pray approach where they send out their CV’s to multiple employers (spraying) and hoping (praying) to get a call back with a job offer.

PPS Blog

June 2017

What does an umbrella and life insurance have in common?

Umbrellas have been around for and have many different meanings.  In some cultures it is a symbol of wealth and status. They represent protection from harmful forces, the sun and rain. 

PPS Blog

May 2017

The South African Insurance Association’s concerns about South Africa’s recent downgrade

Pearson said that the ratings downgrade by both Standard and Poor’s (S & P) and Moody’s, will greatly affect the short-term industry.

PPS Blog

April 2017

The Short-Term Insurance cover every graduate professional needs

Tending to be more than just run-of-the-mill motor insurance, the comprehensive car insurance policy also encompasses both watercraft and motorbike insurance, and has the potential to cover everything from the family sedan to the get-away yacht.

PPS Blog

April 2017

Three ways “junk status” affects your car and home insurance

And unfortunately, this negatively affects the short-term insurance industry. Which means it could affect your car, home and business insurance policies.

PPS Blog

March 2017

New trends in the insurance industry 3/20/2017 ​

The trend of the “battle of the premiums!” What is quite apparent is the fact that people, in general, are indeed on the look-out for instant gratification and cheaper insurance premiums, especially the younger generation entering the marketplace, buying products and services.  The issue here is not… Read more

PPS Blog

February 2017

The "where to live" decision

The above costs can add up to hundreds of thousands of rands over a lifetime. It therefore makes sense to consider your commuting distance (work, schools, family etc.) as one of the very important factors when deciding where to live. Do your best to choose a location which will result in the least a… Read more

PPS Blog

February 2017

2017 Budget speech

Another sign of the tough economic times we are facing is the fact that far less revenue was collected than initially expected. It was sobering to learn that for the first time in 25 years, South Africa had failed to reach its projected tax revenue target. 

PPS Blog

February 2017

Student loans - Do the math before signing up

The load becomes much lighter when you become one of the few individuals, who manage to obtain a bursary however a large number of people resort to taking up student loans to bridge the financial gap. Here are points to consider should this be the route you plan on taking

PPS Blog

February 2017

Facts about critical illnesses

Critical illness insurance is a policy that will pay you a lump sum if you suffer from a listed severe illness or impairment, depending on the severity of the condition.  These can include conditions like cancer, heart attack, loss of limbs, paraplegia and others.

PPS Blog

January 2017

Three month guide to financial stability

For example, according to the Animal Behaviour Consultants of SA, the cost of owning a medium sized dog accumulates to around R12 000 a year, while owning a cat amounts to around R9 000

PPS Blog

December 2016

Work Life Balance

Is it even possible to achieve a work life balance, or is it just a fashionable thing to say?  You are probably looking at this, and thinking that there aren’t enough hours in a day to possibly achieve this!

PPS Blog

December 2016

Get Insured, it's the adult thing to do

These decisions all come with something called “debt”. Unless you have millions saved or planning on winning the lottery debt is something that you cannot avoid. This means that majority of your income will be used to pay off all adult decisions made by you.

PPS Blog

December 2016

The Benefits of Internship

Graduates have the idea that possessing an under or postgraduate qualification exempts you from starting at the bottom. As the old saying goes; “The only job where you can start at the top is digging a hole.”

PPS Blog

December 2016

Cheap vs expensive insurance

 Maybe, maybe not as this is quite a contentious argument. There are so many factors playing a role and to put this in context, one needs to understand the requisites behind insurance and why essential value is more important than cheap insurance premiums.

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