PPS For Professionals

The Spirit of Mutuality

WHY MUTUALITY MATTERS

PPS professionals are made up of a group of wellrounded individuals who have the most versatile and diverse professions. However, knowledge is only part of the success. In a fast-paced world, where the human touch is often lost, wouldn’t you rather be insured with a company that was established to cater for your unique needs?  A community of people who care about your wellbeing?

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THE SPIRIT OF MUTUALITY

PPS professionals come from versatile and diverse professions. However, knowledge is only part of their success. In a world where human touch is often lost, wouldn’t you rather be insured with a company that cares about your well-being?

PPS was founded by a group of dentists who realised that if any of them were to suffer from an illness that kept them from work, their earnings could be severely affected. To protect themselves, they started a society where everybody contributed. These funds would be used to help any member through a period of illness. With this shared value, PPS soon grew to include other like-minded professionals.

PROFIT-SHARE ACCOUNT

Not only does PPS protect your ability to earn an income, you get to share in company profits through the PPS Profit-Share Account. No other South African company offers a similar benefit.

  • Once you become a member with qualifying products, a Profit-Share Account is automatically opened in your name.
  • Each year when we declare our profits or losses, all profit that PPS makes is redistributed to members, into their Profit-Share Account
  • The pooled money of all Profit-Share Accounts is reinvested and you benefit from compound interest.
  • Profit-Share Account funds may be accessed from age 60 – either to supplement your retirement savings, or to pay for some of your monthly expenses (like medical aid or insurance).
  • The insurance claims you make over the lifetime of your membership do not affect the profit allocated to your Profit-Share Account.
  • THE POWER OF THE PPS PROFIT-SHARE ACCOUNT

    The most unique benefit of PPS is that we are a mutual company. With that comes many benefits for you, the member.

    With PPS, not only will your health, wealth and security be protected. Being a mutual company means that you also get to share in all the profits of PPS through the unique PPS Profit-Share Account.

    When you become a member of PPS and take up products, a Profit-Share Account is automatically opened and maintained for you.

  • Each year when we declare our profits or losses, all profit that PPS makes is redistributed to members into their Profit-Share Account.
  • Compound interest works for you - the pooled money of all Profit-Share Accounts, are re-invested.
  •  Profit-Share Account funds may be accessed from age 60 - this can be used to supplement your retirement savings or pay for some of your monthly expenses, e.g. medical aid or insurance.
  • Any insurance claims that you make over the lifetime of your membership do not affect what is allocated
  • LIFETIME VALUE OF PPS MEMBERSHIP

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The examples below illustrate the lifetime benefits of having and updating PPS benefits as your financial circumstances change.

Mutuality

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PPS offers tailor-made insurance, investment and healthcare solutions exclusively for graduate professionals with a qualifying four year degree or equivalent.

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