Profmed's medical and healthcare benefits, coupled with excellent service and attention to detail, are offered at affordable rates. Low rates are also available to eligible students.
Profmed is a restricted medical aid scheme for professionals with a minimum of a four-year qualification.
A flexible, intelligent savings account that lets you control how much you save, and extends your medical scheme benefits.
Unlike traditional medical savings accounts (MSA's), PPS WALLET gives you the flexibility to choose how much you want to save each month, starting from R300 per month.
Profmed's PPS WALLET is a new-to-market, independent savings account that is separate from your medical scheme contributions.
Profmed believes in intelligent medical aid cover for professionals and PPS WALLET puts the control in your hands.
There are no transaction fees, and PPS WALLET funds can be used to pay for claims for you or any dependents registered on your Profmed medical scheme membership. Plus, claims are submitted and paid via the normal claims process. Pharmacy claims that are submitted in real-time by the pharmacy will automatically use your available funds to pay for co-payments, making the process seamless and efficient.
To help you manage medical expense shortfalls, and to ensure you can rest easy knowing you are covered, Profmed has introduced PPS GAP cover.
Insure yourself against medical expense shortfalls at an affordable monthly premium starting at just R504 per month for a full family under the age of 55.
Profmed members are covered up to a medical expense shortfall limit of R192 000 per year.
Cover for individuals or all beneficiaries registered on your Profmed membership.
Cover for spouses under the same PPS GAP Cover policy who have their own separate Profmed medical aid membership.
No maximum entry age restrictions and cover continues for as long as you are a member of Profmed.
Claims payment transactions are submitted on your behalf ensuring your claims experience is more efficient.
Profmed provides unlimited benefits for hospitalisation, but the tariffs charged by some surgeons, anaesthetists and other specialists may be higher than the tariffs covered by Profmed.
This results in shortfalls that can be costly.
Medical expense shortfalls can range from R37 000 for a caesarean section childbirth up to R100 000 for shoulder surgery, cancer treatment and heart surgery.