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Protect your tomorrow, today
Critical Illness Cover is designed to ease the financial pressures of suffering from a severe illness by paying a lump-sum amount if you are diagnosed with, and survive, a life-altering illness such as cancer, heart attack, stroke, multiple sclerosis or Parkinson’s disease.
Financial stress can contribute to or exacerbate your diagnosis.
Critical Illness Cover helps to alleviate the financial stress, so that you can focus on managing your illness. At a time like this, we want you to focus all your energies on getting better.
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More on Critical Illness Cover
Worrying about the cost of treating Cancer CAN SPEED UP ITS SPREAD
Worrying about the cost of an organ transplant CAN SLOW THE HEALING BY UP TO 3 TIMES
The stress of paying for a triple bypass CAN TRIGGER ANOTHER HEART ATTACK
The stress of paying for Parkinson’s care COULD INTENSIFY ITS SYMPTOMS
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Critical Illness product features
At PPS, we continually enhance our Critical Illness Cover to stay in step with the ever-changing field of medicine and to ensure we offer our members enduring and impactful coverage. Our commitment to offering our members choice and flexibility is unwavering, providing three distinct options to choose from based on the desired type and level of coverage. The benefit remains steadfast, delivering a lump-sum payout that varies according to the severity of the condition and the chosen benefit option, spanning from 5% to 100%.
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Optional benefits
CatchAll benefit
Adds a benefit category covering any severe condition not covered under the listed categories. The benefit is payable at 25%, 50% or 100%, depending on the member's inability to do activities of daily living.
EXACT Rider benefit
In the event that you suffer from cancer and receive a claim payout from the main Critical Illness Cover, the EXACT Rider benefit will pay an additional lump sum if the cancer proves to be susceptible to targeted therapy treatment (as indicated by specific laboratory tests).
EXPANDER Rider benefit
Should you be diagnosed with a critical illness early in its development, PPS now offers real value with a maximum payment of up to R250 000 under all critical illness categories, depending on the severity of the condition.
CORE 100% Cover
Covers the four most common conditions at 100%, regardless of the severity level. Cancer, heart attack, stroke and coronary artery bypass graft. All other listed conditions are paid on a tiered basis, depending on the severity of the condition.
CI 100% Cover
Covers most listed conditions at 100% regardless of severity level.
R556.4million
39%
Cancer
5%
Cardiovascular
3%
Neurological
3%
Diseases of the circulatory system
3%
Cerebrovascular
