Please update your browser: Your browser isn’t supported anymore. Update it to get the best experience from our website by downloading Google Chrome.

Protect your tomorrow, today

Critical Illness Cover is designed to ease the financial pressures of suffering from a severe illness by paying a lump-sum amount if you are diagnosed with, and survive, a life-altering illness such as cancer, heart attack, stroke, multiple sclerosis or Parkinson’s disease.

Financial stress can contribute to or exacerbate your diagnosis.

Critical Illness Cover helps to alleviate the financial stress, so that you can focus on managing your illness. At a time like this, we want you to focus all your energies on getting better.

Members videos title
More on Critical Illness Cover

Members videos body

Different options title
Financial stress can contribute to or exacerbate your diagnosis

Worrying about the cost of treating Cancer CAN SPEED UP ITS SPREAD

Worrying about the cost of an organ transplant CAN SLOW THE HEALING BY UP TO 3 TIMES

The stress of paying for a triple bypass CAN TRIGGER ANOTHER HEART ATTACK

The stress of paying for Parkinson’s care  COULD INTENSIFY ITS SYMPTOMS

Img Right Feature Title
Critical Illness product features

Img Right Feature Body

At PPS, we continually enhance our Critical Illness Cover to stay in step with the ever-changing field of medicine and to ensure we offer our members enduring and impactful coverage. Our commitment to offering our members choice and flexibility is unwavering, providing three distinct options to choose from based on the desired type and level of coverage. The benefit remains steadfast, delivering a lump-sum payout that varies according to the severity of the condition and the chosen benefit option, spanning from 5% to 100%.

key benefits title
Optional benefits

CatchAll benefit

Adds a benefit category covering any severe condition not covered under the listed categories. The benefit is payable at 25%, 50% or 100%, depending on the member's inability to do activities of daily living.

EXACT Rider benefit

In the event that you suffer from cancer and receive a claim payout from the main Critical Illness Cover, the EXACT Rider benefit will pay an additional lump sum if the cancer proves to be susceptible to targeted therapy treatment (as indicated by specific laboratory tests).

EXPANDER Rider benefit

Should you be diagnosed with a critical illness early in its development, PPS now offers real value with a maximum payment of up to R250 000 under all critical illness categories, depending on the severity of the condition.

CORE 100% Cover

Covers the four most common conditions at 100%, regardless of the severity level. Cancer, heart attack, stroke and coronary artery bypass graft. All other listed conditions are paid on a tiered basis, depending on the severity of the condition.

CI 100% Cover

Covers most listed conditions at 100% regardless of severity level.

Claims Ticker Title
2023 Claims paid









Diseases of the circulatory system



Get in touch.

The next step is to call us on 0860 123 777 or we will call you.
Join Login