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At PPS, we believe that it’s never too late to start investing into your future, and that every salary is an opportunity gained.

With three retirement annuity choices available, PPS Investments gives you the option to select a plan that is particularly suitable to your retirement capital needs, whatever life stage you may be at. Read more here about our range of bespoke retirement annuity packages and start investing today.

Product 1 Heading
PPS Personal Pension

Product 1 Description
The PPS Personal Pension is a retirement solution that helps to build your retirement savings.
Tap into the tax benefits

Exemptions on capital gains, interest and dividends within your investment.

Claim back a portion of the contributions from SARS

Invest in listed securities

Via the PPS Managed Share Portfolio offered in conjunction with a professional stockbroker

Choose funds suitable to your goals

Access to a focused range of unit trusts from a selection of asset managers

Gain Profit-Share as a PPS Member

Acquire profit allocation from your investment and allocation to PPS funds

Earn additional allocation through family linking of the OPN investment solutions

Non-PPS members can also join via the OPN range

Product 2 Heading
PPS Retirement Annuity

Product 2 Description
The PPS Retirement Annuity helps you save towards a comfortable retirement in a tax-efficient way.
Tax benefits

Contributions paid will reduce the amount of tax you pay

Returns earned while invested are tax free

Safeguard your investment

Your retirement savings will be safe from creditors

Choose funds suitable to your goals

You have access to a focused range of unit trusts, within the prescribed investment limits

Gain Profit-Share as a PPS Member

Acquire profit allocation from your investment and allocation to PPS funds

Earn additional allocation through family linking of the OPN investment solutions

Product 3 Heading
Preservation Funds

Product 3 Description
The PPS Preservation Funds are designed to safeguard your retirement savings when leaving a pension or provident fund.

The Preservation Funds offer a tax-efficient way to preserve accumulated retirement savings when leaving a pension or provident fund.
Tap into the tax benefits

Contributions paid will reduce the amount of tax you pay

Returns earned while invested are tax free

One pre-retirement withdrawal allowed

You’re allowed to withdraw once before retirement, if no prior withdrawals have been made

Safeguard your investment

Creditors will not be able to access your retirement savings

Invest in listed securities

Offered in conjunction with a professional stockbroker via the PPS Managed Share Portfolio

Choose funds suitable to your goals

You have access to a focused range of unit trusts, within the prescribed investment limits  

Gain Profit-Share as a PPS Member

Acquire profit allocation from your investment and allocation to PPS funds

Earn additional allocation through family linking of the OPN investment solutions

Non-PPS members can also join via the OPN range

Product 4 Heading
Trustees

Product 4 Description
All our retirement funds (including retirement annuity and preservation funds) have trustees who make sure they are acting in your best interest.

The funds governed are:
1

PPS Preservation Pension Fund (FSCA Registration Number 12/8/37737)

2

PPS Preservation Provident Fund (FSCA Registration Number 12/8/37738)

3

PPS Personal Pension Retirement Annuity Fund (FSCA Registration Number 12/8/37739)

The Board of trustees consist of Ms R G Govender (Chairperson), Mr H P du Toit (Deputy Chairperson), Mr J A B Downie, Mr A C Bosch and Mr S Trikamjee.
With Ms M Young serving as the principal officer.

4

Professional Provident Society Retirement Annuity Fund (FSCA Registration Number 12/8/404)

The Board of trustees consist of Mr J A B Downie (Chairman), Ms R G Govender (Deputy Chairman), Ms D L T Dondur, Mr H P du Toit, Dr S N E Seoka and Mr S Trikamjee.
With Ms M Young serving as the principal officer.

Product 5 Heading
PPS Corporate Personal Pension

Product 5 Description
The Corporate Personal Pension allows you to offer your employees tailored retirement annuity solutions.

How does it work for employers?

  • Offer a valuable employee benefit
  • No or limited operational costs to you as the employer
  • No administration required from you, as we take care of everything

How does it work for employees?

  • Employees can choose how to save towards their retirement
  • The retirement savings will remain theirs, even if they leave your company
  • PPS members gain Profit-Share allocations
  • Non-PPS members can also join via the OPN range
  • They will have access to our Secure Site for service as an individual
  • Access to a range of other investments

Invest Heading
How do I invest?

Invest Description

PPS Investments recommends that you consult an independent financial adviser regarding your specific situation if you require financial and/or investment advice. Alternatively, leave your details and our client service centre can CALL YOU BACK to put you in touch with an adviser.

Should you be comfortable to invest online CLICK HERE

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