At PPS, we believe that it’s never too late to start investing into your future, and that every salary is an opportunity gained.
With three retirement annuity choices available, PPS Investments gives you the option to select a plan that is particularly suitable to your retirement capital needs, whatever life stage you may be at. Read more here about our range of bespoke retirement annuity packages and start investing today.
Product 1 Heading
PPS Personal Pension
Tap into the tax benefits
Exemptions on capital gains, interest and dividends within your investment.
Claim back a portion of the contributions from SARS
Invest in listed securities
Via the PPS Managed Share Portfolio offered in conjunction with a professional stockbroker
Choose funds suitable to your goals
Access to a focused range of unit trusts from a selection of asset managers
Gain Profit-Share as a PPS Member
Acquire profit allocation from your investment and allocation to PPS funds
Earn additional allocation through family linking of the OPN investment solutions
Non-PPS members can also join via the OPN range
Product 2 Heading
PPS Retirement Annuity
Tax benefits
Contributions paid will reduce the amount of tax you pay
Returns earned while invested are tax free
Safeguard your investment
Your retirement savings will be safe from creditors
Choose funds suitable to your goals
You have access to a focused range of unit trusts, within the prescribed investment limits
Gain Profit-Share as a PPS Member
Acquire profit allocation from your investment and allocation to PPS funds
Earn additional allocation through family linking of the OPN investment solutions
Product 3 Heading
Preservation Funds
The Preservation Funds offer a tax-efficient way to preserve accumulated retirement savings when leaving a pension or provident fund.
Tap into the tax benefits
Contributions paid will reduce the amount of tax you pay
Returns earned while invested are tax free
One pre-retirement withdrawal allowed
You’re allowed to withdraw once before retirement, if no prior withdrawals have been made
Safeguard your investment
Creditors will not be able to access your retirement savings
Invest in listed securities
Offered in conjunction with a professional stockbroker via the PPS Managed Share Portfolio
Choose funds suitable to your goals
You have access to a focused range of unit trusts, within the prescribed investment limits
Gain Profit-Share as a PPS Member
Acquire profit allocation from your investment and allocation to PPS funds
Earn additional allocation through family linking of the OPN investment solutions
Non-PPS members can also join via the OPN range
Product 4 Heading
Trustees
The funds governed are:
PPS Preservation Pension Fund (FSCA Registration Number 12/8/37737)
PPS Preservation Provident Fund (FSCA Registration Number 12/8/37738)
PPS Personal Pension Retirement Annuity Fund (FSCA Registration Number 12/8/37739)
The Board of trustees consist of Ms R G Govender (Chairperson), Mr H P du Toit (Deputy Chairperson), Mr J A B Downie, Mr A C Bosch and Mr S Trikamjee.
With Ms M Young serving as the principal officer.
Professional Provident Society Retirement Annuity Fund (FSCA Registration Number 12/8/404)
The Board of trustees consist of Mr J A B Downie (Chairman), Ms R G Govender (Deputy Chairman), Ms D L T Dondur, Mr H P du Toit, Dr S N E Seoka and Mr S Trikamjee.
With Ms M Young serving as the principal officer.
Product 5 Heading
PPS Corporate Personal Pension
How does it work for employers?
- Offer a valuable employee benefit
- No or limited operational costs to you as the employer
- No administration required from you, as we take care of everything
How does it work for employees?
- Employees can choose how to save towards their retirement
- The retirement savings will remain theirs, even if they leave your company
- PPS members gain Profit-Share allocations
- Non-PPS members can also join via the OPN range
- They will have access to our Secure Site for service as an individual
- Access to a range of other investments
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How do I invest?
PPS Investments recommends that you consult an independent financial adviser regarding your specific situation if you require financial and/or investment advice. Alternatively, leave your details and our client service centre can CALL YOU BACK to put you in touch with an adviser.
Should you be comfortable to invest online CLICK HERE
https://www.pps.co.za/invest/invest-for-your-retirement