PPS For Professionals

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HPI Introduction Title
Sustainable Indemnity Protection

HPI Details Title

HPI Details Content

PPS Health Professions Indemnity was developed in response to the challenges South African health professionals face, from the aggressive litigation landscape to rising professional indemnity costs. As a mutual where members share in the financial performance of the group via allocations to their Profit-Share Accounts, PPS Group is ideally positioned to address the indemnity needs of professionals registered with the Health Professions Council of South Africa.


PPS Health Professions Indemnity is founded on three principles:

1.Financial Security

2.Sustainable Quality Indemnity

3.Active Engagement

Brand Strength

PPS is well-known to health professionals, with approximately 90 000 existing members


Mutuality lends itself well to a distressed business class, providing an incentive to policyholders to improve risk profile

PPS Group balance sheet

Strength of the PPS balance sheet and involvement of global strategic partners

Engagement Model

“Treated Fairly” will underpin our engagement with health professionals across all activities

Active Participation

Not just a product provider, but an active participant to improve the trading environment for health professionals


Full disclosure of portfolio performance and what drives risk-based premiums

HPI Products Content

The Product

The ProAssurance Corporation has been designed for the South African health professional while capitalising on the intellectual property of our global business partner. It contains innovative product features that provide security to health professionals and allow them to focus on their clinical practice, safe in the knowledge that their indemnity needs are well covered.

HPI Philosophy Content

Our Indemnity Philosophy

Our philosophy when it comes to the treatment of reported incidents is founded on the principle of fair treatment for all stakeholders. We appreciate the impact incidents have on the wellbeing of our insured professionals and the need for an effective and efficient defence.

HPI Commitment

Our Commitment To Transparency

We are constituting advisory forums with membership from various stakeholder groups to advise us in managing the performance of the PPS Health Professions Indemnity portfolio.

HPI Application Title
Application Process

HPI First Step

1. Application Form

Complete the web-based Application form to capture details relating to you and your practice of medicine

For dentists we also require the completion of a short supplementary application form specific to your dental clinical practice. This form can be downloaded here, and once completed can be uploaded using the file upload functionality on the insurance related section of the online application form.

HPI Second Step

2. Underwriting

The information supplied and our underwriting guidelines will be used to underwrite the clinical risk presented



HPI Third Step

3. Quote

Your personalised quote for indemnity insurance will be provided for your consideration


HPI Fourth Step

4. Acceptance

Should our quotation meet your requirements, you can accept the quote and complete the necessary debit order instruction after which your policy will be issued and put in force


PPS Health Professions Indemnity is underwritten by PPS Health Professions Solutions, a division of Professional Provident Society Short-Term Insurance Company Limited, an Authorised Financial Services Provider, License No. 46274. © 2019 . All rights reserved.

Join PPS

PPS offers tailor-made insurance, investment and healthcare solutions exclusively for graduate professionals with an honours level*/equivalent or higher qualification, from a public institution or certain listed private institutions.

*Honours level equivalent qualification includes certain BTechs, 3 year undergraduate degrees or diplomas plus a postgraduate qualification or professional designation.
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