At PPS Short-Term Insurance, we pride ourselves on our ability to provide Intelligent Insurance For Graduate Professionals; personalised, tech-enabled solutions that meet your professional standards and needs. But let’s face it, no matter how modern or comprehensive our service offering, the most intelligent claim is the one that you don’t have to file in the first place.
That becomes especially true around this time of year, when the holidays start and we all want to focus the extra time we have on the loved ones in our lives. Maybe it’s a by-product of the merriment of the season and our rush to enjoy every moment of our precious holiday time, but this time of year unfortunately also sees increases in accidents, oversights and losses of particular sorts. Often, with a bit more care and foresight, these damages could have been mitigated or even entirely prevented.
It’s a boon to know that you have a reliable, professional insurer in your corner, but if you can avoid having to call us, it probably means you’re having a better festive season.
With that said, and with the festive disruptions of the holiday season just around the corner, it seems an apt time to share a few tips for keeping your assets safe so that you can enjoy your holidays with peace of mind.
Whether you’re taking travelling with it or leaving it at home, spare a thought for the security of your car this Christmas. Ensure that your vehicle insurance policy is up-to-date, and exercise good sense.
According to sources like Cartrack and News24, November through January are high-risk months for vehicle-related crimes. And of course, we’re all familiar with the reports of high-speed collisions that always seem to increase to horrifying quantities around this time every year.
With that in mind, consider the following tips for mitigating risk to your vehicle (as well as to its priceless occupants) this holiday season:
While you’re away on holiday, your unoccupied home can become an attractive target for the criminal element. Moreover, your absence could prevent the timeous filing of home insurance claims for unforeseen damages that might occur while you’re away.
You don’t want to spend your holiday worrying about what might be going wrong at home, so keep the following in mind and make sure that you are able to make the most of your downtime:
If you’re closing up shop and taking a well-earned break for Christmas and New Year, keep in mind that your business premises are potentially vulnerable during this time of reduced activity. Don’t let the merriment of the season distract you from the importance of keeping your livelihood safe.
Think about taking the following actions, to increase security during this time of reduced staff presence:
Ultimately, some events are preventable and some are impossible to see coming. While we obviously encourage you to proactively prevent the perils you can, a firmer peace of mind comes from being covered even against the unforeseen.
Contact PPS Short-Term Insurance and find out how we can help your merriment this season, by providing the peace of mind that only comes from comprehensive, intelligent cover.