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Pro-Insure Professional Indemnity
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Pro-Insure Car Insurance
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Pro-Insure Car Insurance with PPS STI
Drawing on the PPS Group’s decades of experience in meeting the unique needs of the professional, a Pro-Insure Car policy is a bespoke solution, assembled with the expert knowledge of the professional market. As is the case with every facet of the Group’s offerings, Pro-Insure Car Insurance is focused on meeting the needs and expectations of the professional, and, as such, we tailor our policies to suit your lifestyle. For the best service in short-term insurance, select from the wide range of options that PPS STI makes available to those exclusive few who qualify for our extensive cover:
What Is Car Insurance?
A motor insurance policy with PPS STI is a bespoke solution, made up of a number of cover options that, depending on the cover type chosen (VIP, Extended, and Standard) can provide insurance for yourself, your vehicle, or any third party damages that an accident might result in. This means that, with the aid of the professional and experienced advice provided by our dedicated client care consultants, you won’t have to wait until it is too late and you have the combined burden of dealing with the fallout of an accident as well as the expense of paying out-of-pocket to cover the repairs or replacement of your vehicle.
At PPS Short-Term Insurance, we understand the distinct needs and expectations of the graduate professional, and our Car Insurance policies are backed by our association with PPS Group’s more than 75 years of dedicated experience in serving the graduate and postgraduate community. While most people know whether they have liability, collision and/or comprehensive coverage, few people pay much attention to their insurance coverage until after disaster has struck and the accident has happened.
With very competitive premiums, efficient claims processing and dedicated service provision, PPS Short-Term Insurance, gives you the motor cover a professional deserves.
PPS STI Pro-Insure Car Insurance Unpacked
A Pro-Insure Car Insurance policy offers protection from a number of unforeseen damages that your car, motorbike, trailer, or watercraft might suffer. South African law requires that all motor vehicles be insured, so that in the unfortunate event of an accident, whether damage is done to another vehicle or to a pedestrian, the party who is at fault will be able to compensate the other party for their loss.
With a range of cover options, covering all vehicle types, PPS STI will see to it that the inconvenience arising from loss or damage of your vehicle is mitigated by the cover of everything from theft and collision; all the way down to replacing lost keys. PPS STI insures all vehicle types, from old and mundane to new and exotic or luxury models, and provides protection against the theft of, or damage to the insured vehicle as well as covering bodily injury that may result from accidents.
PPS STI motor insurance can cover:
The replacement of your vehicle after theft or loss
Replacement costs for lost keys or remote controls
Recovery costs for a vehicle found after theft or hijacking
The cost of trauma treatment
Repairs that may be required after an accident
Your high-sea sanctuary is protected against accidental loss or damage. Extended cover provides for emergency and salvage costs, transit risks, and medical expenses.
From cabin cruisers and yachts, to jet skis and sailboats, different watercraft types encompass a diverse range of risks – and the same holds true for the geography of the locations you frequent (rivers, the sea, etc.). Because we believe that graduate professionals deserve better than “one size fit all” solutions, our advisors are ready to assist in the selection of options from which your policy is formed.
In this way, your coverage will match and protect the lifestyle that you actually lead.
PPS STI watercraft insurance can cover:
Third-party liability for injuries caused by operation of the boat
Fuel spill indemnification
Towing and wreckage removal expenses
The cost of trauma treatment
Personal Accident Cover
We will pay compensation for your accidental death and/or permanent disability caused directly by bodily injury. Personal Accident insurance differentiates itself from life insurance in that it provides this compensation in the event of injuries, disability or death caused solely by violent, accidental, external and visible events.
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