PPS For Professionals
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PPS Articles
PPS’s Finding the Forgotten Graduate campaign wins Loerie Gold

The Professional Provident Society’s (PPS) purpose-led brand campaign “Finding The Forgotten Graduate” won Gold at the 2023 L… Read More

PPS Articles
SA STUDENTS CONCERNED ABOUT LIFE AFTER GRADUATION

The overarching concern for students in the 2022/23 PPS Student Confidence Index was what “Life after graduation” would mean… Read More

PPS Articles
Savings Tips for Young Professionals this July

Adopting good savings habits is a crucial step in securing your financial future. As a young professional, it is particularly… Read More

PPS Articles
RESULTS OF THE ANNUAL GENERAL MEETING HELD ON 8 MAY 2023 (as verified by scrutineers KPMG)

The thirteenth annual general meeting of the Trust was held virtually on 8 May 2023 and was attended by the requisite quorum… Read More

PPS Articles
PPS EXPERIENCES POSITIVE YEAR AS PANDEMIC EBBS

The Professional Provident Society (PPS), the financial services group focused solely on providing a diverse range of financi… Read More

PPS Articles
Make your financial goals a resolution to stick to in 2023

About PPS The Professional Provident Society (PPS) is the largest South African company of its kind that provides financial… Read More

PPS Articles
What about the boys?

Our friends at Primestars, a company that specialises in facilitating youth development programmes, have led notable communit… Read More

PPS Articles
Graduate Professional Index - Medical

Professional Index shows COVID-19 severely impacted medical professionals – but not in the way you would think, says PPS

PPS Articles
Graduate Professional Index - Built Environment

CAN THE CONSTRUCTION SECTOR BE REBUILT? 71% of skilled professionals do not believe there are enough built environment proje… Read More

PPS Articles
Financial literacy needed to navigate the bumpy economic ride ahead

The economic road ahead is by all accounts likely to be bumpy, prolonging the financial distress caused by the COVID-19 pande… Read More

PPS Articles
CPI for May 2022

Consumer price inflation increased by 6.5% year-on-year in May 2022, up from the 5.9% year-on-year print in the previous mont… Read More

PPS Articles
Government urged to do more to improve the standard of education in SA – survey

One sure way to reduce socio-economic inequity is through quality education that meets the economy’s needs. In 2011, the gove… Read More

PPS Articles
Estate Planning

Ensuring there is liquidity in the estate The time it takes to wind up the estate of a deceased person has worsened, now tak… Read More

PPS Articles
Making sense of investment cycles

Equity markets have been under considerable selling pressure in 2022, as investors anticipate that stubbornly high inflation… Read More

PPS Articles
Regulatory update – Impact of the offshore limit increase on retirement portfolios

In South Africa, retirement fund investments are required to comply with Regulation 28 of the Pension Funds Act. Regulation 2… Read More

PPS Articles
Perspective on the global macro environment - May 2022

Investors experienced one of the best years on record in 2021 as indices across the world soared to record highs. Moving into… Read More

PPS Articles
Controlling what you can control

In an uncertain world where markets are volatile, interest rates are rising and a war is raging, it is easy to lose perspecti… Read More

PPS Articles
THE PROFESSIONAL PROVIDENT SOCIETY HOLDINGS TRUST (“the Trust”) (REGISTRATION NUMBER IT 312/2011)

The twelfth annual general meeting of the Trust was held virtually on 9 May 2022 and was attended by the requisite quorum of… Read More

PPS Articles
What does the metaverse mean for financial planning?

Creating an effective financial plan was complicated enough before the arrival of cryptocurrencies, non-fungible tokens (NFTs… Read More

PPS Articles
PPS ENDS YEAR POSITIVELY DESPITE INCREASED CLAIMS IN YEAR TWO OF PANDEMIC

 The Professional Provident Society (PPS Insurance Company), the financial services company focused solely on providing finan… Read More

PPS Articles
CPI for October 2021

Consumer price inflation increased by 5.0% year-on-year as at the end of October 2021, which was unchanged from the previous… Read More

PPS Articles
CPI for September 2021

Consumer price inflation increased by 5.0% year-on-year as at the end of September 2021, which was an increase from the 4.9%… Read More

PPS Articles
Is inflation a sleeping giant?

The sleeping giant is a group of flat-topped hills in Ontario, Canada that looks like a giant lying on its back. Local legend… Read More

PPS Articles
MPC November 2021

The South African Reserve Bank (SARB) Monetary Policy Committee (MPC) decided to increase the repo rate by 0.25% this month,… Read More

PPS Articles
Assessing 2021, and the outlook for 2022

The South African (SA) economy and equity market both benefited in 2021 from the reopening of the global economy, improving c… Read More

PPS Articles
Securing and growing your legacy is too significant to leave to chance

According to Alan Weiss’s best-seller, Your Legacy is Now, each day we create the next page in our lives. “But the question b… Read More

PPS Articles
Addressing the increased need for healthcare accessibility

The COVID-19 pandemic has highlighted and raised the conversation more prominently as it relates to the accessibility of heal… Read More

PPS Articles
Simplifying a Long COVID-19 insurance claim

Long COVID-19 – where patients suffer COVID-19-related symptoms that last at least two months – is a very real health problem… Read More

PPS Articles
Why Buy-and-Sell Cover ensures sustainable succession planning

Managing a business always has inevitable challenges, risks and uncertainties that could impact its financial sustainability.… Read More

PPS Articles
Challenges impacting the commercial property insurance ecosystem

Commercial property insurers are facing major challenges which could require fundamental changes to the ecosystem in which th… Read More

PPS Articles
Add education to your season for giving basket with PPS Foundation You can help towards developing South Africa’s next wave of young professionals

Johannesburg – 11 November 2021 – Making a difference in the lives of students and driving change is a lot easier than many i… Read More

PPS Articles
SA students not demoralised by the ‘doom and gloom’ about the country – PPS survey shows

Johannesburg, 29 November 2021– The majority of tertiary students are concerned about South Africa’s future over the next fiv… Read More

PPS Articles
The difference between a living Will and a last Will and testament

Sometimes family members face a difficult situation when a decision has to be made about a loved one in circumstances in whic… Read More

PPS Articles
PROSTATE CANCER: The facts, the finance and the future

PPS urges men to get informed, get screened, and get covered to protect themselves from the most common cancer in men. 

PPS Articles
Estate planning – Common mistakes in the drafting of a Will

Estate planning is often something most people avoid – perhaps to avoid dealing with the thought of one’s death. However, est… Read More

PPS Articles
Global heating revving up reinsurance costs

Nations, activists and scientists are readying themselves to haggle over emission reduction commitments at the upcoming 26th… Read More

PPS Articles
Weathering the risk of climate threats

A recent report from S&P Global highlights that the increasing frequency and severity of natural catastrophes are causing… Read More

PPS Articles
SA students not demoralised by the ‘doom and gloom’ about the country – PPS survey shows

Johannesburg, 29 November 2021– The majority of tertiary students are concerned about South Africa’s future over the next fiv… Read More

PPS Articles
Letting the genie of digitalisation out the bottle

In the fullness of time, we will likely look back to 2020 and 2021 as two watershed years for corporate digital habits across… Read More

PPS Articles
Parkinson’s Law and what it teaches us about time and money (Part 2)

It is not only in time management and productivity that Parkinson’s Law has applications. It can be generalised to many aspec… Read More

PPS Articles
Parkinson’s Law and what it teaches us about time and money (Part 1)

I was wandering around in Berlin in 2019 when I stumbled upon a little book in a tiny second-hand corner-bookshop in Bergmans… Read More

PPS Articles
Age – the last bastion of discrimination?

A few years ago, I did that silly race between Pietermaritzburg and Durban called the Comrades Marathon. I licked my wounds f… Read More

PPS Articles
Simplicity and essentialism – the pursuit of less in a world of more

Years ago, there was this young man who studied law in England. From a wealthy family and with good professional prospects, t… Read More

PPS Articles
Owning assets in a foreign country – is there a need for a separate Will?

More and more South Africans use their annual discretionary foreign investment allowances to invest offshore and to acquire a… Read More

PPS Articles
The PPS Value of doing the right thing

One of our three values at PPS is to strive to always do the right thing. I often tell staff that, if you are ever in a situa… Read More

PPS Articles
The PPS Value of taking extreme ownership

One of our three values at PPS is taking extreme ownership. This supports a culture of accountability, of focusing on the res… Read More

PPS Articles
PPS Professional Publications

PPS Professional Publications

PPS Articles
The PPS Value of always staying curious

One of our three values at PPS is being curious. This supports a learning culture, an innovative spirit, a licence to questio… Read More

PPS Articles
Facts and Factfulness

Some time ago, a business acquaintance gave me the book Factfulness by Hans Rosling, which I know some of you have read. It d… Read More

PPS Articles
RESULTS OF THE ANNUAL GENERAL MEETING HELD ON 10 MAY 2021 (as verified by scrutineers KPMG)

The eleventh annual general meeting of the Trust was held virtually on 10 May 2021 and was attended by the requisite quorum o… Read More

PPS Articles
PPS resilience produces sound performance in unprecedented year

Professional Provident Society (PPS), the financial services company focused solely on providing financial solutions for grad… Read More

PPS Articles
The future of the world of work

How will the future world of work look like? This is a question I asked myself almost a year ago. With no end in sight of the… Read More

PPS Articles
MALICIOUS CYBER-ATTACK

PPS’s security experts have confirmed that the company has fallen victim to a malicious cyber-attack. An independent forensic… Read More

PPS Articles
PPS optimises Critical Illness Cover for Professionals

 Professional Provident Society (PPS), a financial services company that provides intelligent financial solutions to graduate… Read More

PPS Articles
How do we make 2021 different?

Disclaimer: Kindly note that this does not constitute financial advice; the information provided is purely informational. In… Read More

PPS Articles
PPS backs ‘Matrics in Antarctica’ scientific expedition

About PPS PPS boasts in excess of 150 000 members who enjoy access to a comprehensive suite of financial and healthcare prod… Read More

PPS Articles
PPS Profit-Share benefit gets an added booster

  About PPS PPS boasts in excess of 150 000 members who enjoy access to a comprehensive suite of financial and healthcare p… Read More

PPS Articles
PPS Foundation calls on the public to ‘pay it forward’ and help educate future graduate professionals

About PPS PPS boasts in excess of 150 000 members who enjoy access to a comprehensive suite of financial and healthcare prod… Read More

PPS Articles
Diversifying investment offshore: is it the right decision?

In the past year, we have observed a considerable increase in clients that are interested in investing offshore. Their reason… Read More

PPS Articles
Navigating offshore opportunities

South African specific risk has highlighted the importance of diversification. At the same time, COVID-19 has opened opportun… Read More

PPS Articles
Where should you invest now?

The market downturn in March posed substantial challenges for investors due to the halt in economic activity associated with… Read More

PPS Articles
PPS play a part in helping the matric class of 2020

About PPS PPS boasts in excess of 150 000 members who enjoy access to a comprehensive suite of financial and healthcare prod… Read More

PPS Articles
PPS members with Short-Term Insurance to benefit from Profit-Share

About PPS PPS boasts in excess of 150 000 members who enjoy access to a comprehensive suite of financial and healthcare prod… Read More

PPS Articles
Good masks make good neighbours

About PPS PPS boasts in excess of 150 000 members who enjoy access to a comprehensive suite of financial and healthcare prod… Read More

PPS Articles
Covid-19: Time to flip the coin to your advantage

About PPS PPS boasts in excess of 150 000 members who enjoy access to a comprehensive suite of financial and healthcare prod… Read More

PPS Articles
LEGAL LIABILITY WHERE PRIVATE PRACTITIONERS TREAT STATE PATIENTS

The ongoing National State of Disaster and the continuing spread of COVID-19 infections have resulted in South African health… Read More

PPS Articles
Nurturing SA’s future professionals

About PPS PPS boasts in excess of 150 000 members who enjoy access to a comprehensive suite of financial and healthcare prod… Read More

PPS Articles
PPS delivers good 2019 performance, adding value to members

Professional Provident Society (PPS), the financial services company focused solely on providing intelligent financial soluti… Read More

PPS Articles
PPS STI members score benefits through Value Added Services App feature

About PPS PPS has more than 150 000 members who enjoy access to a comprehensive suite of financial and healthcare products t… Read More

PPS Articles
PPS PODCAST SERIES EMPOWERS STUDENTS ON JOURNEY TO FINANCIAL FREEDOM

About PPS PPS has more than 150 000 members who enjoy access to a comprehensive suite of financial and healthcare products t… Read More

PPS Articles
One virus, seven observations

Every seven years or so, Mother Universe urgently rings her bell to gather us around her feet - and in an earnest voice teach… Read More

PPS Articles
MAINTAIN YOUR HOME FOR THE DOWNPOUR AND AVOID RIPPING A HOLE IN YOUR BUDGET

The much-awaited Gauteng summer rains have arrived bringing with it severe lightning, thunderstorms, hail and the potential r… Read More

PPS Articles
PREPARING FOR THE NEW YEAR

South Africans spend more than they earn and with continuing depressed economic growth and a projected tax shortfall of R60 b… Read More

PPS Articles
PPS enters Wealth Advisory market exclusively for graduate professional members

Professional Provident Society (PPS) has introduced PPS Wealth Advisory, a boutique wealth management distribution channel ex… Read More

PPS Articles
Donate towards empowering and educating future graduates

The tagline “success is better, shared” remains pertinent in promoting excellence in education. Education is known to be a vi… Read More

PPS Articles
PPS ENTERS WEALTH ADVISORY MARKET EXCLUSIVELY FOR GRADUATE PROFESSIONAL MEMBERS

About PPS PPS has more than 150 000 members who enjoy access to a comprehensive suite of financial and healthcare products t… Read More

PPS Articles
PPS has healthcare professionals covered

The challenges faced by South African healthcare professionals as a result of the aggressive litigation landscape include ris… Read More

PPS Articles
PPS has healthcare professionals covered

“In developing the solution, we recognised that it had to provide sustainable indemnity. It therefore carries innovative feat… Read More

PPS Articles
Preparing to live your best life after 60

According to a report released in April 2019 by Statistics South Africa (Stats SA), 49.2% of South Africa's total adult popul… Read More

PPS Articles
Conservative Fund of Funds is suitable for your retirement savings

Making financial resolutions and planning ahead allows you to reap the benefits later. In combination with other long-term in… Read More

PPS Articles
What would happen to you should you become disabled?

If you’re the breadwinner in the family, you may have asked yourself what would happen to you if you got into an accident or… Read More

PPS Articles
Building a credit profile

“With a credit offering such as the PPS Credit Card, individuals are able to build a credit score, which will add value for m… Read More

PPS Articles
Renting out your home: know your insurance policy

Speak to your financial advisor and insurer to understand the level of risks on your current policy. Most policies will inclu… Read More

PPS Articles
Women need allies and supporters

The empowerment of women in South Africa is about dealing with the legacy of our past and the transformation of our society,… Read More

PPS Articles
Women and their money - understanding how to take control

We need to change the narrative. Women need to take responsibility for their financial futures and empower themselves with th… Read More

PPS Articles
Insurance and Pregnancy Complications: What you need to know

Pregnancy complications can result in you being booked off work by your doctor. If you are a salaried employee with paid sick… Read More

PPS Articles
The Free Stokvel

Stokvels have become the ultimate means for saving among many working adults in South Africa. According to research done by N… Read More

PPS Articles
Insurance is not an optional luxury, but a must-have.

With economic pressures, many consumers are left unprepared when unexpected financial needs such as a funeral, unplanned preg… Read More

PPS Articles
Start saving early for retirement - we are going to live much longer

Once retired, people tend to travel a lot more because they have more free time, and this will come with added expenses of fu… Read More

PPS Articles
PPS Panorama Tour attracts hundreds of riders in Mpumalanga

PPS Brand, Marketing & Communications Executive, Ayanda Seboni remarked on the company’s synergy with the race partnershi… Read More

PPS Articles
Blending passive and active investing

The active versus passive conversation has had very strong arguments on both ends of the spectrum. Despite all the great thin… Read More

PPS Articles
Education is top concern for SA’s legal profession – PPS

“The prevailing issue of institutional accreditation of the LLB programme at South African universities appears to be filteri… Read More

PPS Articles
Dentists are least confident professionals in SA – PPS

PPS conducted an independent survey of 5,837 members at the beginning of 2019 to gauge their perceptions on a number of issue… Read More

PPS Articles
Accountants are the most confident in SA – PPS

Accountants rated financial viability (41%) and regulation (37%) as the top reasons for their confidence.  A high percentage… Read More

PPS Articles
Accountants are the most confident in SA – PPS

Accountants rated financial viability (41%) and regulation (37%) as the top reasons for their confidence.  A high percentage… Read More

PPS Articles
What is keeping SA’s medical professionals awake – PPS

Up to 73% of respondents felt that a large number of medical professionals are depressed and suffering burnout, due to long h… Read More

PPS Articles
PPS Investments commentary on CPI for May 2019

Month-on-month inflation increased by 0.3%, compared to 0.6% in April. The contribution from transport for the month decrease… Read More

PPS Articles
What is keeping SA’s engineers awake at night – PPS

An overwhelming 78% of engineers believed there has been a decline in South African engineering project opportunities. Meanwh… Read More

PPS Articles
What is the future of car insurance?

The industry is seeing the emergence of car-sharing (which allows users to rent any car closest to them for a short period of… Read More

PPS Articles
Youth graduate unemployment is a concern for graduates and professionals –

This year’s GPI index shows that 68% of professional respondents felt confident about the future of their profession in the n… Read More

PPS Articles
What is keeping SA’s engineers awake at night – PPS

An overwhelming 78% of engineers believed there has been a decline in South African engineering project opportunities. Meanwh… Read More

PPS Articles
Pharmacists seek improvement – PPS

“On the whole, pharmacists were in the middle when it came to confidence in their profession in the next five years. This is… Read More

PPS Articles
Make smart decisions when buying and selling a car

As a young professional, purchasing your first car is a major step towards independence however, there are other factors to c… Read More

PPS Articles
Pharmacists seek improvement – PPS

“On the whole, pharmacists were in the middle when it came to confidence in their profession in the next five years. This is… Read More

PPS Articles
Young professionals prefer face-to-face when buying financial products

The study, conducted by Pierre Coetzee for purposes of his Masters Degree in Marketing and Business Communication, also refle… Read More

PPS Articles
Get ready to cycle the PPS Panorama Tour “The Toughest Race on Tar” is here

PPS, the financial services company which focuses exclusively on providing intelligent financial products and solutions to gr… Read More

PPS Articles
RESULTS OF THE ANNUAL GENERAL MEETING HELD ON 20 MAY 2019 (as audited by KPMG)

RESULTS OF THE ANNUAL GENERAL MEETING HELD ON 20 MAY 2019 (as audited by KPMG)

PPS Articles
Professionals show concern for their future in South Africa – PPS

Graduate professionals working across the Accounting, Dental, Engineering, Legal, Medical, Pharmaceutical and other sectors w… Read More

PPS Articles
The future of short-term insurance in the face of climate change

Globally, there has been a dramatic rise in both the severity and frequency of extreme natural events. Just recently, Zimbabw… Read More

PPS Articles
Make smart decisions when buying and selling a car

Many young professionals find themselves making the wrong financial decision when buying their first car. Remember that ownin… Read More

PPS Articles
Secure your greatest asset and get income protection

According to the Association for Savings and Investment South Africa (ASISA), South Africans are seriously underinsured. Over… Read More

PPS Articles
What investors should know about the cash vs equity debate – PPS Investments

“Our investment process strives to deliver consistent outcomes for our clients. It aims to deliver on this by diversifying ri… Read More

PPS Articles
Better than expected start to 2019 beckons cautious optimism

This could be short-lived however, with a pick-up expected later this year. The US has paused rate hikes, Europe, Japan and t… Read More

PPS Articles
PPS REPORTS SOLID OPERATING PERFORMANCE DESPITE TOUGH MARKET CONDITIONS

PPS Profits are allocated to members with qualifying products annually, and accumulate with investment returns over members’… Read More

PPS Articles
Leave a Lasting Legacy

A critical component of financial planning is tapping into fiduciary services that offer a customised solution that allows a… Read More

PPS Articles
Tips to make the transition from high school to tertiary education smoother

Students will need to learn how to cope with the vast academic differences between high school and tertiary education. This i… Read More

PPS Articles
Managing your budget is key to surviving tough economic times

Financial resolutions often focus on starting – or sticking to – a budget. However, the key to budgeting is being realistic a… Read More

PPS Articles
PPS Joins Plug and Play - Bridging Silicon Valley and South Africa

"At PPS, we know there is so much more we can do for our members to remain relevant in a digitally-driven world," said Billy… Read More

PPS Articles
Beyond Forecasting - PPS launches web based financial planning platform

PPS today announced the launch of PPS Horizon, a web based tool that gives guided financial planning and advice to investors,… Read More

PPS Articles
PPS ACQUIRES SANTAM’S STAKE IN PPS SHORT-TERM INSURANCE BUSINESS

Smit explains that the major reason for the acquisition of Santam’s share is competition related.  “It is somewhat sad to los… Read More

PPS Articles
Preparing to enter the world of work

So, you’ve completed your degree. Well done. That’s a promising first step to a great career. However, with a vast number of… Read More

PPS Articles
What SA can learn from the Chinese savings culture

While the phrase “made in China” may have a notorious legacy, one thing that is made in China that is not to be scoffed at, i… Read More

PPS Articles
PPS Honours Women With an Empowering Campaign

PPS, the financial services company focused exclusively on graduate professionals, has launched its new “Women acknowledged”… Read More

PPS Articles
PPS Honours Women With an Empowering Campaign

euismod, ex venenatis convallis rhoncus, risus tellus feugiat risus, ac elementum magna est at metus. Nam posuere libero elit… Read More

PPS Articles
The brokers role in business insurance in South Africa

Quisque et dignissim lacus. Suspendisse vitae aliquet felis. Sed tincidunt, urna sed pharetra sodales, risus massa vulputate… Read More

PPS Articles
Your pre-holiday insurance checklist

Etiam accumsan id ante eget tempus. Quisque iaculis, lorem sed vulputate volutpat, libero est elementum nibh, non maximus vel… Read More

PPS Articles
#RecruitmentFocus: Thinking of making a career change? Make sure you plan for it financially

As such, employers are increasingly recognising the value of employee benefits and have been making strides to help professio… Read More

PPS Articles
Top up your retirement annuity now!

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PPS Articles
Putting Financial Plans To Work To Handle Higher Education Costs Like A Boss

Think about the education inflation and the general cost of living in 10 years’ time, the amounts required are quite enormous… Read More

PPS Articles
PPS Honours Women With an Empowering Campaign

“Irrespective of their qualification, female professionals are not treated as equals to their male counterparts because they… Read More

PPS Articles
What SA can learn from the Chinese savings culture

The savings levels in China are mainly bolstered by household savings, which account for about half of China’s savings. The i… Read More

PPS Articles
Preparing to enter the world of work

So, you’ve completed your degree. Well done. That’s a promising first step to a great career. However, with a vast number of… Read More

PPS Articles
Short-term holiday leasing: Are you covered?

While the need to generate additional income through short-term holiday leasing is understandable, homeowners need to be awar… Read More

PPS Articles
RESULTS OF THE ANNUAL GENERAL MEETING HELD ON 22 MAY 2018 (as audited by KPMG)

The eighth annual general meeting of the Trust was held on 22 May 2018 and was attended by the requisite quorum of members (4… Read More

PPS Articles
RESULTS OF THE ANNUAL GENERAL MEETING HELD ON 22 MAY 2018 (as audited by KPMG)

The eighth annual general meeting of the Trust was held on 22 May 2018 and was attended by the requisite quorum of members (4… Read More

PPS Articles
NEW REGULATIONS WILL HELP TO IMPROVE YOUR RETIREMENT OUTCOMES

“Preservation is a far better option. Savings continue to grow without interruption and one avoids paying tax by not withdraw… Read More

PPS Articles
NEW REGULATIONS WILL HELP TO IMPROVE YOUR RETIREMENT OUTCOMES

Regular reviews of the South African financial services sector’s regulatory framework is essential to ensure the system remai… Read More

PPS Articles
Beyond Forecasting - PPS launches web based financial planning platform

Brokers and members are now able to evaluate different scenarios and make better investment decisions with the platform’s qui… Read More

PPS Articles
Success is better, shared - PPS allocates R3.7 billion in profits to members in 2017

“Success is better, shared,” says CEO of PPS, Izak Smit. “PPS members enjoy more than just professional cover.

PPS Articles
Success is better, shared - PPS allocates R3.7 billion in profits to members in 2017

Built on the ethos of mutuality, PPS, a financial services company focused exclusively on graduate professionals, showed a st… Read More

PPS Articles
Where there’s no Will there’s little way

 Based on current statistics, that the industry has agreed on, it is estimated that as little as 14% of South Africans do not… Read More

PPS Articles
WHERE THERE’S NO WILL THERE’S LITTLE WAY

Unfortunately, these types of situations are far too common. Based on current statistics, that the industry has agreed on, it… Read More

PPS Articles
Your pre-holiday insurance checklist

With the various weather phenomenons experienced in 2018, I advise all intermediaries and policyholders to take some basic pr… Read More

PPS Articles
Your pre-holiday insurance checklist

As people are starting to plan and look forward to the upcoming Easter and school holiday period, I urge all policyholders no… Read More

PPS Articles
The brokers role in business insurance in South Africa

 One thing however will remain constant: the broker distribution model will always remain relevant and significant within the… Read More

PPS Articles
Top up your retirement annuity now!

“In order to improve this worrying statistic, Government offers great incentives for taxpayers to contribute towards their re… Read More

PPS Articles
Factors to consider when filing tax returns

A tax clearance certificate will only be issued if your tax returns are up to date. Another important reason to file tax retu… Read More

PPS Articles
SA's only race for teams of two sponsored by PPS

PPS operates under the ethos of mutuality, which means that the company exists solely for the benefit of its members, and all… Read More

PPS Articles
Bridging the education workplace gap

This is a common occurrence globally, known as the “education-workplace expectation gap”, and is important to address in orde… Read More

PPS Articles
Financial planning doesn't happen by chance

A woman who is juggling a busy work and home life can easily make excuses that she does not have enough time to create a fina… Read More

PPS Articles
Over half of SA students feel unprepared for tertiary education - Survey

“These results should be a call to action for Government, corporate South Africa, graduate professionals and the students the… Read More

PPS Articles
Mental illness does not have to impact ability to earn an income

 “Whilst the patient may require medication, hospitalisation and psychotherapy in order to return to work, this is not always… Read More

PPS Articles
The abuse of legal substances is also drug abuse

“It can be incredibly difficult to get these patients to understand that they have a dependence or addiction that will requir… Read More

PPS Articles
Financial planning for millennials

This generation is also very hungry for educational information and influential content, such as customer reviews, expert com… Read More

PPS Articles
PPS Insurance wins prestigious FIA award

“This award therefore clearly underscores PPS’ commitment to become the leaders in the communities we serve and is testimony… Read More

PPS Articles
Results of the annual general meeting held on 22 May 2017 (as audited by KPMG)

The seventh annual general meeting of the Trust was held on 22 May 2017 and was attended by the requisite quorum of members (… Read More

PPS Articles
SA graduate professionals have low confidence in education system meeting NDP goals

Over half (54%) of the 74% of respondents who indicated that these goals were not realistic,  the main reason cited,  was tha… Read More

PPS Articles
PPS Panorama Tour Highlights

PPS Panorama Tour Highlights

PPS Articles
WITS/PPS Media release: Getting inflation under control?

The survey results show low confidence in the accuracy of past rates of inflation and these perceptions feed into expectation… Read More

PPS Articles
PPS allocates over R2.7 billion in profits to members in 2016 amidst a tough economic climate

He adds that, in addition to the PPS Profit-Share Account allocation of R2.7 billion, a further R2.4 billion was paid to memb… Read More

PPS Articles
PPS allocates over R2.7 billion in profits to members in 2016 amidst a tough economic climate

Izak Smit, CEO of PPS, says that 2016 was a very volatile year, not only for the country but the world.

PPS Articles
SA graduate professionals agree that Millennials need different leadership

Motshabi Nomvethe, Technical Marketing Specialist at PPS, states that it is very positive to note that these professionals ac… Read More

PPS Articles
SA graduate professionals agree that Millennials need different leadership

“There has been some controversy about how the new generation (millennials) operate in the workplace, but luckily South Afric… Read More

PPS Articles
Increased awareness about Parkinson’s disease needed

“Progressively there may be reduced ability of facial expression and stiff arm movement when the person is walking. The inabi… Read More

PPS Articles
Lachmann Symposium

If you were not able to attend this prestigious event, you can watch the presentations of our three main speakers, Virgil Sto… Read More

PPS Articles
Stick to your financial plan this festive season

In order to avoid overspending, it is very important to have a clear picture of your finances prior to embarking on any adven… Read More

PPS Articles
The importance of financial planning for the sandwich generation

“Being responsible for family members can cause a lot of financial stress for young people as their monthly budget often leav… Read More

PPS Articles
Winners of the Wits & PPS symposium member competition

The event will explore the legacy of Prof Lachmann who was an exceptional social scientist and his achievements ranged across… Read More

PPS Articles
The role of insurance underwriting

“The purpose of the underwriting process for the insurance company, is to determine what the reasonable terms for the policyh… Read More

PPS Articles
PPS Lachman symposium winners

We are proud to announce winners of the PPS member competition who will be attending the Lachman symposium that will be hoste… Read More

PPS Articles
South Africans urged to lower salt intake

Furthermore, the report states that high consumption of salt is one of the key factors in the development of hypertension, wh… Read More

PPS Articles
PPS Foundation launches pilot mentorship programme

The mentorship programme, which was launched in early February, will provide students, professional graduates, and entry-leve… Read More

PPS Articles
Transfer of Short-Term Insurance Policies

It is important to note that your benefits will remain secure and will remain unchanged notwithstanding the transfer of your… Read More

PPS Articles
Top tips for a stellar CV

Whether you are a university graduate hunting for your first job, or a seasoned professional looking to take the next step to… Read More

PPS Articles
PPS Investments launches innovative digital calculators

The PPS Investments Retirement Health Calculator, helps investors determine whether they are saving enough for retirement, ba… Read More

PPS Articles
PPS Short-Term Insurance launches business insurance solution

“Due to the fact that our clients are graduate professionals, many of them own a private practice or a business and would the… Read More

PPS Articles
Wits & PPS symposium to celebrate the legacy of Professor Ludwig Lachmann on 11-13 April 2017

Izak Smit, PPS Group CEO, says that PPS is very proud to be associated with this world-class symposium. “As PPS exists for it… Read More

PPS Articles
PPS sponsors unique Panorama Cycle Tour

Furthermore, PPS operates under the ethos of mutuality, which means that the company exists solely for the benefit of its mem… Read More

PPS Articles
Career readiness tips for new graduates

“For this reason, the onus is on you to lay the necessary foundations to make a good first impression as you build your caree…

PPS Articles
12 Month Guide to Financial Stability

With the end of the tax year looming, you should use this month as an opportunity to maximise the tax benefits provided by pr… Read More

PPS Articles
Engineers still concerned about government’s infrastructure spend in SA - survey

Rimbault states that the Government also has a responsibility to employ local South African businesses to handle these big pr… Read More

PPS Articles
Tips for parents to save for their kids' school fees

With the start of 2017 looming, many parents may have started to consider the cost of their children’s school and tuition fee… Read More

PPS Articles
Majority of professionals rate work-life balance as average

“Every person’s perception of their balance between work and personal duties will differ. People who get a great deal of pers… Read More

PPS Articles
Medical professionals support shorter working hours for junior doctors – survey

The survey was conducted by PPS - the financial services provider focused on graduate professionals, and almost 400 South Afr… Read More

PPS Articles
Medical professionals believe that South Africans take antibiotics too often - survey

“There is a current consumer trend where a patient arrives at the doctor’s rooms having already ‘researched’ their symptoms o… Read More

PPS Articles
Pre-holiday insurance checklist

It is advisable that policyholders contact their insurance provider or broker to inform them that they will be on holiday to… Read More

PPS Articles
How a lack of sleep impacts people's daily lives

“Sleep disorders are surprisingly common with most people having suffered from some form of sleep deprivation at some point i… Read More

PPS Articles
Majority of SA graduate professionals do not have a financial plan

Referring back to the FPI survey, Coetzee notes that 76% of South Africans in this survey listed their main reason for workin… Read More

PPS Articles
Understanding the role of critical illness and lump sum disability

However, should this tumour be positioned in a difficult place and no surgeon on South Africa will be willing to operate on t… Read More

PPS Articles
Are you insured for your risky and adventurous hobbies?

 It is important for these individuals who engage in such extreme activities and adventures to consider having the appropriat… Read More

PPS Articles
Data reveals high level of breast cancer related claims in SA

This is according to Dr Dominique Stott, Executive: Medical Services and Standards at PPS, who says that it is becoming incre… Read More

PPS Articles
Insurance needs Employed vs Self-employed

This is according to John Marsden, Executive: Life Advisory at PPS, who states that just as there are contrasts between the d… Read More

PPS Articles
Brain drain is still a problem say SA's graduate professionals

“There are many professions that suffer from a shortage of skilled professionals, including doctors, lawyers, dentists and en… Read More

PPS Articles
SA graduate professionals confident in the future of their profession - Survey

“Monetary reward is not high on their priority list as only 19% of the respondents listed earning capacity as a factor that h… Read More

PPS Articles
Plan your career path by considering future trends

Consider how the role of the traditional travel agent as we knew it has changed over the past few years. This industry has ev… Read More

PPS Articles
Perceptions of past inflation determine views of future inflation

Convincing the public is a major challenge to be shared by the SA Reserve Bank who uses the inflation rate for policy purpose… Read More

PPS Articles
Understanding the unique value proposition of PPS - #RareIsRewarding

It is upon this premise that PPS, one of the few financial service providers in South Africa that operates under the ethos of… Read More

PPS Articles
PPS launches innovative Education Cover product

 “It also provides an allowance for basic tuition essentials such as textbooks, stationery and residential fees at tertiary l… Read More

PPS Articles
Questions to ask your financial adviser

 “The plan should fit a person’s specific needs and provide the correct amount of cover in the event of an unforeseen inciden… Read More

PPS Articles
Female empowerment essential for all South African businesses

However, this is not true because most females have learned over the years how to successfully balance their work and persona… Read More

PPS Articles
Majority of SA students still consider cost of education a barrier to entry - survey

 “This could possibly be due to the fact that fees were not increased at the start of 2016 and students now consider themselv… Read More

PPS Articles
Tips for graduates paying off student loans

It is important that graduates who do take student loans out are aware of the costs involved and make sure they are informed… Read More

PPS Articles
The difference between age rated and level rated insurance premiums

“As a life insurance policyholder, it is important to understand both the benefits of the policy as well as the ongoing premi… Read More

PPS Articles
Debunking the myths of home contents insurance

 “It is devastating to have one’s personal belongings damaged or stolen and this situation is made even worse when they have… Read More

PPS Articles
Mike Jackson, PPS Group CEO, announces retirement

The company’s financial results, which show that the total cumulative profit-share allocation to members* was R22 billion ove… Read More

PPS Articles
Tips for young professionals to become financially independent – July savings month

It takes small but impactful changes to one’s spending habits in order to learn how to spend their available funds wisely on… Read More

PPS Articles
Quality of maths and science education in SA a concern for professionals – survey

“However, Government has recognised the dire state of mathematics and science education and is taking active steps to improve… Read More

PPS Articles
Ra-Thusa school principal leadership and management workshop

The workshop is the brain child of Ms Tebogo Rakhudu, an academic administrator at SEBS. It will be held in collaboration wit… Read More

PPS Articles
The value of mentorship for young graduates

“Young graduates who enter the workforce for the first time should seek to find a suitable mentor who will be able to assist… Read More

PPS Articles
Retirement planning - start with the end in mind

Then when I drive through Beaufort West I hope that I am still driving in the right direction. The problem is I still don’t k… Read More

PPS Articles
More than half of students want to work abroad following graduation - survey

The Expat Insider’s InterNations Survey conducted in 2015 also revealed that the top three reasons why South Africans conside… Read More

PPS Articles
Can we expect even higher interest rates?

“If these expectations are realised, the South African Reserve Bank has no option but to increase interest rates,” says Profe… Read More

PPS Articles
Results of the annual general meeting held on 30 May 2016 (as audited by KPMG)

The sixth annual general meeting of the Trust was held on 30 May 2016 and was attended by the requisite quorum of members (51… Read More

PPS Articles
Still too many South Africans smoking – World no Tobacco day

The worldwide increase in e-cigarettes, as well as the ‘vape-culture’, can be attributed to the myth that e-cigarettes are le… Read More

PPS Articles
PPS’ Net Promoter Score and customer loyalty above industry standard – life insurance independent index

 “These results demonstrate the benefits of mutuality as a business model which means  that the company exists solely for its… Read More

PPS Articles
PPS’ Net Promoter Score and customer loyalty above industry standard – life insurance independent index

PPS’ customer satisfaction score of 77.4 compares very well with the rest of the industry that scored an average of 77.3 out… Read More

PPS Articles
SA universities urged to promote entrepreneurial skills – survey

According to Nomvethe, it was clear from the focus groups that students are keen to secure employment once they have graduate… Read More

PPS Articles
UK diabetes prevention programme to provide a good example for SA

This programme will be extremely valuable in proving how preventative medicine is more effective than treatment when consider… Read More

PPS Articles
How to negotiate insurance premiums during tough financial times

 “If a consumer fails to pay their outstanding premiums within the prescribed grace period stipulated in their policy, their… Read More

PPS Articles
PPS ALLOCATES R2.2 BILLION IN PROFITS TO MEMBERS IN 2015

PPS is the largest financial services company​ in South Africa that operates under the ethos of mutuality, which means that a… Read More

PPS Articles
PPS Short-Term Insurance - The broker model is alive and well

In order to adequately provide for clients’ needs, insurance providers and brokers alike need to ensure that they keep up wit… Read More

PPS Articles
Not enough funds allocated towards infrastructure projects to alleviate water and electricity issues SA engineers survey

Pillay believes that the Government should aim to employ local, registered, experienced senior engineers to avoid any further… Read More

PPS Articles
There is more to a healthy lifestyle than just healthy eating National Health Awareness Month

She explains that a healthy lifestyle is not just about the promotion of good nutrition, but should also include other factor… Read More

PPS Articles
Consumers urged to drive safer during busy Easter period

Nazeer Hoosen, CEO of PPS Short-Term Insurance, says that it is extremely important for consumers to ensure that they practic… Read More

PPS Articles
Sugar tax hailed to drastically reduce South Africans sugar intake

“Many consumers are not aware of the potential health risks that are associated with excessive sugar consumption and how a re… Read More

PPS Articles
Tax increases and interest rate hikes to put South Africans on the path of hardship

“This year’s budget will go down in history as South Africa’s austerity budget with the main aim of avoiding a credit risk ra… Read More

PPS Articles
PPS Short-Term Insurance evolves its business model

“By becoming a short-term insurer, we will be able to design and underwrite new products that provide solutions which address… Read More

PPS Articles
PPS celebrates 75th anniversary announces exciting business developments

“The fact that PPS doesn’t have external shareholders means it is able to concentrate on its long-term commitments. Unlike a… Read More

PPS Articles
Five star green office development in centurion now open

 “Investing in green technology will not only lead to cost reductions in the long term, but will also result in reduced use o… Read More

PPS Articles
Amid tough local economic environment, professionals considering global assets –PPS graduate professional survey

“This tendency towards a global allocation is likely to be a direct reflection on their current perceptions of the economic p… Read More

PPS Articles
Tips for newly employed graduates to succeed in the workplace

 These statistics, cited at the 2015 World Economic Forum by the Coca-Cola Africa Foundation, prove that it is becoming inc​r… Read More

PPS Articles
South African consumers expect tough times ahead

The implications are clear: Professional South Africans expect higher inflation next year and higher inflation will push up i… Read More

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