PPS For Professionals

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HPI Introduction Title
Sustainable Indemnity Protection

HPI Details Title
PPS HEALTH PROFESSIONS INDEMNITY

HPI Details Content

PPS Health Professions Indemnity was developed in response to the challenges South African health professionals face, from the aggressive 
litigation landscape to rising professional indemnity costs. In designing this solution, we chose to partner with ProAssurance Corporation, one of America’s leading experts in medical professions indemnity, with a reputation built in the most litigious nation in the world.
 

PPS Health Professions Indemnity is founded on three principles:

1.Financial Security

2.Sustainable Quality Indemnity

3.Active Engagement

Reputable Brand

PPS is well-known to health professionals, with approximately 200 000 existing members

Mutuality

With mutuality, all profits and investment returns generated by the PPS Group are allocated to PPS members with qualifying products

Sustainables Security


This can be seen in the strength of the PPS Group balance sheet and involvement of global strategic partners

Engagement 


Treating Customers Fairly underpins how we engage with health professionals across all our activities

Active Participation


We're not just a product provider, but an active participant in improving the working environment for health professionals

Transparency


We fully disclose our portfolio performance and what drives our risk-based premiums

HPI Products Content

The Product

The ProAssurance Corporation has been designed for the South African health professional while capitalising on the intellectual property of our global business partner. It contains innovative product features that provide security to health professionals and allow them to focus on their clinical practice, safe in the knowledge that their indemnity needs are well covered.

C

HPI Philosophy Content

Our Indemnity Philosophy

Our philosophy when it comes to the treatment of reported incidents is founded on the principle of fair treatment for all stakeholders. We appreciate the impact incidents have on the wellbeing of our insured professionals and the need for an effective and efficient defence.Treated Fairly

HPI Commitment

Our Commitment To Transparency

We are constituting advisory forums with membership from various stakeholder groups to advise us in managing the performance of the PPS Health Professions Indemnity portfolio.

Transparency

HPI Application Title
Application Process

HPI First Step

1. Application Form

Complete the web-based Application form to capture details relating to you and your practice of medicine

For dentists we also require the completion of a short supplementary application form specific to your dental clinical practice. This form can be downloaded here, and once completed can be uploaded using the file upload functionality on the insurance related section of the online application form.

HPI Second Step

2. Underwriting

The information supplied and our underwriting guidelines will be used to underwrite the clinical risk presented

 

 

HPI Third Step

3. Quote

Your personalised quote for indemnity insurance will be provided for your consideration

 

HPI Fourth Step

4. Acceptance

Should our quotation meet your requirements, you can accept the quote and complete the necessary debit order instruction after which your policy will be issued and put in force

 

PPS Health Professions Indemnity is underwritten by PPS Health Professions Solutions, a division of Professional Provident Society Short-Term Insurance Company Limited, an Authorised Financial Services Provider, License No. 46274. © 2019 . All rights reserved.

Join PPS

PPS offers tailor-made insurance, investment and healthcare solutions exclusively for graduate professionals with an honours level*/equivalent or higher qualification, from a public institution or certain listed private institutions.

*Honours level equivalent qualification includes certain BTechs, 3 year undergraduate degrees or diplomas plus a postgraduate qualification or professional designation.
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