Manage your retirement income

Opportunity for continued investment growth by reinvesting your accumulated retirement savings.

Choose how much you want to withdraw from your retirement savings (between 2.5% and 17.5% of your investment value annually) and how often you receive these payments

Any remaining capital value in your is paid directly to your nominated beneficiaries in the event of your death

Change your annuity structure once a year according to your personal circumstances and change your fund allocation at any time without incurring any transaction costs.

Invest for your retirement savings in a combination of funds that suit your specific needs from our premium fund range.

The more a PPS member invests with us, the more profit share they earn.

PPS members can also earn additional profit share by linking their child(ren) and/or spouse’s OPN investment solutions to their PPS number.

After 60, the profits you’ve accumulated through the PPS Profit-Share Account over the course of your PPS Membership may become available via the Vested PPS Profit-Share Account*.

You will have the flexibility to choose your own investment portfolio, based on your current needs and risk appetite.

You will continue to share in the profits of PPS Investments.

You can utilise your accumulated profits in the Vested PPS Profit-Share Account as part of your retirement planning. The funds may be used to supplement your retirement savings or pay for some of your monthly expenses, e.g. medical aid or car insurance.

Supplement your post-retirement income by combining regular withdrawals from your Vested PPS Profit-Share Account with PPS Living Annuity income payments, allowing your annuity capital to last longer.

* Administered by PPS Investments