About our Integrated Report |
3 |
Highlights |
5 |
Leadership Commentary |
7 |
Chairman’s statement |
8 |
CEO message to members |
11 |
Who is PPS and what makes us different? |
15 |
Group structure |
17 |
Innovative solutions created in 2018 |
18 |
Our strategy |
19 |
Material matters |
21 |
How PPS addresses principal risks and uncertainties |
24 |
Group Overview |
25 |
Group performance at a glance |
26 |
PPS Life Insurance |
27 |
PPS Investments |
29 |
PPS Short-Term Insurance |
31 |
PPS Healthcare Administrators |
32 |
PPS Advisory Services |
33 |
Abridged Annual Financial Statements |
34 |
PPS Group Consolidated Statement of Financial Position |
34 |
PPS Group Consolidated Statement of Profit or Loss |
35 |
Human capital |
36 |
PPS doing good |
38 |
Key performance indicators (KPI’s) |
40 |
Leadership and Governance |
42 |
PPS Holdings Trust |
43 |
PPS Insurance |
45 |
PPS Group Executive Committee |
47 |
PPS Investments |
49 |
PPS Short-Term Insurance |
50 |
PPS Healthcare Administrators |
51 |
Financial Solutions 4 Professionals |
52 |
Corporate Governance Report |
53 |
Annual Financial Statements 2018 |
79 |
Statement of Responsibility by the Board of Trustees |
81 |
Certificate by the Secretary |
82 |
Independent Auditor’s Report |
83 |
Investment Returns and Profit Allocation to Policyholders’ PPS Profit-Share Account |
86 |
Trustees’ Report |
89 |
Audit Committees’ Report |
91 |
Group Social and Ethics Committee’s Report |
95 |
Consolidated Statement of Financial Position |
97 |
Consolidated Statement of Profit or Loss and Other Comprehensive Income |
98 |
Consolidated Statement of Changes in Equity |
99 |
Consolidated Statement of Cash Flows |
100 |
Group Accounting Policies |
101 |
Notes to the Consolidated Financial Statements |
116 |
PPS Holdings Trust Annual Financial Statements |
183 |
Action Required by Members in Regard to the 2019 Annual General Meeting |
186 |
Notice to the Members of the Annual General Meeting and CV’s of Candidates Standing for Election |
187 |
Form of Proxy |
198 |
Administrative Information |
200 |