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OUR MISSION

To be an exclusive organisation of graduate

professionals, belonging to its members, which provides

exceptional insurance benefits and a range of financial

services to members, their families and associates.

We further strive to provide peace of mind, security

and consequently wealth for our members during their

working lives and in retirement.

OUR VALUES

At PPS, we believe that what we value internally

will drive our behaviour externally. We live by the

following values:

• We have enduring financial strength through a

long-term focus

• We recognise the uniqueness of our members by

providing them with products to meet their specific

needs

• We deliver service excellence to our members

• We conduct our business with the highest standards

of governance, integrity, fairness and respect for all

Since its founding in 1941, PPS is the only mutual financial services company in South Africa that has focused

exclusively on graduate professionals, providing tailor-made insurance, investment and healthcare solutions to

our members.

PPS exists to take care of the financial interests of its members, by providing advice, products and services for

the optimal creation, protection and management of the wealth of its members throughout their lives.

WHO IS PPS AND WHAT

MAKES US DIFFERENT?

Life and Sickness

Insurance

Short-Term

Insurance

Investments Advisory Services

Healthcare

Administration

Wills and Estate

Planning

PPS operates under the ethos of mutuality and all PPS profits are allocated to PPS members with qualifying

products on an annual basis by way of allocations to their PPS Profit-Share Accounts. PPS believes in the power

of professional thinking and how it can change the world for the better.

Members’ benefits

Guaranteeing future claims

Cost of running business

INVESTMENT

RETURN

OPERATING

PROFIT

Claims

Expenses

Reserves

Profits

MUTUALITY

PPS 100%

ALLOCATION

MEMBERS’ PREMIUMS

MEMBERS’ PROFIT-SHARE ACCOUNT

PPS

INTEGRATED REPORT 2018

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