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Highlights for 2017
2
Who we are
4
Our mission
4
Our values
5
Our strategy
5
Why is PPS unique?
5
The mutual ethos
5
Focus on the graduate professional market
5
Long-term mindset
5
Members’ returns
5
Governance
5
Group structure
6
Chairman's statement
8
CEO's message
10
Group performance at a glance
14
PPS Insurance
15
PPS Investments
17
PPS Short-Term Insurance
18
PPS Financial Planning
19
PPS Healthcare Administrators
20
Key performance indicators
22
How PPS addresses principal risks and uncertainties
23
Risks
23
PPS in the future
24
Our strategy
24
PPS Group Consolidated Statement of Financial Position
25
PPS Group Consolidated Statement of Profit or Loss and Comprehensive Income
26
Human capital
27
Social and relationship capital
30
Investing in the future
30
Full circle
31
PPS Foundation & PPS Educational Trust
31
Employee and member volunteerism
33
Intellectual capital
34
PPS Holdings Trust board of trustees
36
PPS Insurance Company Limited board of directors
38
PPS Group Executive committee
40
PPS Investments board of directors
42
PPS Short-Term Insurance board of directors
43
PPS Healthcare Administrators board of directors
44
Corporate Governance Report
46
Annual Financial Statements 2017
68
Action required by members in regard to the 2018 annual general meeting
166
Notice to the members of the annual general meeting and CV’s of candidates standing for election
167
Form of proxy
177
Administrative information
179
CONTENTS
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