2021 PPS INTEGRATED REPORT

The PPS Financial Results 2021 Highlights At PPS we believe in sharing above all else, even in the most challenging times. The more qualifying products you hold with us, the bigger your Profit-Share allocation. The PPS Profit-Share Cross-Holdings Booster is allocated over and above the existing allocation. It is tiered according to the number of products a member holds. If they hold PPS life risk products and they buy a qualifying product(s) from one of our subsidiaries or affiliates (PPS Short-Term Insurance, Health Professions Indemnity, PPS Investments, Profmed) this will increase their allocations by a specific percentage. The Profit-Share Cross-Holdings Booster allocations are not fixed and may differ every year. Allocations take place annually and will be declared alongside Profit-Share. The allocations are dependent on the profitability of PPS subsidiary products. PPS reserves the right to discontinue this offering at its own discretion. Past performance is not necessarily indicative of future performance. TOTAL CUMULATIVE PROFIT-SHARE ALLOCATION TO MEMBERS OVER THE LAST 10 YEARS R31.5bn R3.0bn R7.1bn R10.3bn R12.5bn R15.2bn R19.0bn R19.6bn R23.9bn R26.0bn R31.5bn 2012 2013 2017 2015 2019 2014 2018 2016 2020 2021 0 10 billion 20 billion 30 billion PPS Integrated Report 2021 17 | 2021 highlights

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