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240
2021 PPS INTEGRATED REPORT
About our integrated report
6
Who we are and what makes us different
10
Total benefits paid in 2021
16
Human capital management: our people
22
PPS doing good
30
Strategy
34
Leadership commentary
38
Chairman’s statement
40
CEO’s message to members
48
PPS Group performance at a glance
54
PPS Life Insurance
58
PPS Advisory Services and Enablement
62
PPS Investments
66
PPS Short-Term Insurance
70
PPS Healthcare Administrators
74
Material matters and risk management
78
Abridged Financial Statements
84
PPS Group consolidated statement of financial position
85
PPS Group consolidated statement of profit or loss
86
Key performance indicators
87
Corporate governance report
89
Annual financial statements
118
Statement of responsibility by the Board of Trustees
120
Certificate by the Secretary
121
Statement of responsibility by the Group Chief Executive Officer and Group Chief Financial Officer
122
Independent Auditor’s Report
123
Investment returns and profit allocation to policyholders’ PPS Profit-Share Account
126
Trustees’ Report
128
Audit Committees’ Report
130
Group Social and Ethics Committee’s Report
134
Consolidated Statement of Financial Position
136
Consolidated Statement of Profit or Loss and Other Comprehensive Income
137
Consolidated Statement of Changes in Equity
138
Consolidated Statement of Cash Flows
139
Group Accounting Policies
140
Notes to the Consolidated Financial Statements
156
Action required by members in regard to the 2022 Annual General Meeting
224
Notice to the members of the Annual General Meeting and CVs of Candidates standing for election
225
Form of proxy
237
Administrative information
239
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