2021 PPS INTEGRATED REPORT

PPS Integrated Report 2021 181 | Notes to the Consolidated Financial Statements 26.NET INSURANCE BENEFITS AND CLAIMS Group 2021 2020 R’m R’m Gross Long-term insurance contracts with and without DPF – Individual sickness and incapacity benefits: Current year 2 100 1 712 – Individual sickness and incapacity benefits: Arising from prior year 143 149 – Group non-DPF component of death benefits 2 020 1 267 – Individual DPF component of death, retirement and resignation benefits 1 745 1 596 Short-term insurance contracts – Personal lines 99 89 – Commercial lines 3 4 – Professional indemnity 37 24 Total gross insurance benefits and claims 6 147 4 841 Reinsurance recoveries Long-term insurance contracts with and without DPF – Individual sickness and incapacity benefits (184) (124) – Death benefits (478) (335) Short-term insurance contracts – Personal lines (1) – – Professional indemnity (33) (22) Total reinsurance recoveries (696) (481) Total net insurance benefits and claims 5 451 4 360

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