PPS 2023 INTEGRATED REPORT

PPS GROUP CONSOLIDATED STATEMENT OF FINANCIAL POSITION as at 31 December 2023 ABRIDGED FINANCIAL STATEMENTS 2023 R’m 2022 Restated R’m 2021 Restated R’m Description of individual items ASSETS Property and equipment 546 556 622 PPS office premises and other fixed assets which are owned and leased. Investment property 285 327 371 Properties held for rental income and capital appreciation. Intangible assets 264 264 244 Primarily Internally developed insurance software. Deferred tax 203 194 192 Investment in associates and joint ventures 171 – – New ventures to expand the ethos of mutuality. Financial assets – Investments at fair value through profit or loss 59 945 53 897 52 788 Assets backing insurance liabilities. These mainly comprise investments in equities and bonds. The amount includes assets attributable to unit trust holders. Reinsurance contract assets 1 565 1 382 1 481 Reinsurance contracts where the Group transfers insurance risk to the reinsurance company. Receivables 1 885 1 099 700 Non-insurance amounts owing to PPS. Current tax asset 654 393 262 Non-current assets held for sale 29 – 60 Cash and cash equivalents 2 958 2 915 3 554 Cash resources including cash attributable to unit trust holders. Total assets 68 505 61 027 60 274 PROFIT SHARE AND OTHER LIABILITIES – – – PPS Profit-Share Accounts and insurance contracts 42 962 39 823 40 887 PPS Profit-Share Accounts 34 684 32 293 33 291 Members’ PPS Profit-Share Accounts comprising cumulative operating profits and investment profits/(losses). Liability for remaining coverage and incurred claims 8 006 7 290 7 295 Capital held to pay future claims including notified claims not yet paid, claims provisions and directly attributable expenses. Qualifying policyholders residual interest in the net assets of the PPS Group 272 240 301 Short-term insurance policy liabilities 138 118 70 Capital held to pay short-term insurance future claims Investment contract liabilities 5 529 4 495 4 205 Members invested in PPS living annuities and endowment products. Liabilities to unit trust holders 17 925 15 086 13 347 Value of outsiders’ investments in unit trusts controlled by PPS. Borrowings – – 98 Deferred tax 614 502 798 Retirement benefit obligations 6 5 5 Reinsurance contract liabilities 17 13 9 Employee-related obligations 361 341 312 Payables 303 221 258 Non-insurance amounts owed by PPS. Current income tax liabilities 650 423 285 Total Profit-Share and other liabilities 68 505 61 027 60 274 49 Abridged financial statements

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