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Pro-Insure Professional Indemnity
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Pro-Insure Professional Indemnity Insurance
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Pro-Insure Professional Indemnity Insurance With PPS STI
General Liability Insurance policies don’t provide cover for the specific nature of lawsuit claims that professionals making use of their technical and qualified expertise might find themselves the targets of – claims based on negligence, errors, or omissions. Experience has taught us the unique challenges faced by professionals, thus a PPS STI solution provides professional indemnity and legal defence costs cover cater for these misfortunate eventualities.
What Is Professional Indemnity?
A Pro-Insure Professional Indemnity policy covers the practising professional against allegations that cast aspersions as the results of your intellectual output, as well as damages to third parties for which you, in your role as a practising professional, can’t be held liable.
For the graduate professional utilising the knowledge and skills developed through years of dedicated study and who is putting his or her 4-year qualifying degree to work in a commercial capacity, Professional Indemnity Insurance is then the essential collection of cover options that protects you against a range of challenges that are not covered by other forms of liability insurance.
Be it designs, professional advice, or other services rendered in your professional capacity, Professional Indemnity provides cover for losses sustained by your client as well as provide protection against legal costs in defending allegations of professional indemnity claims against you.
PPS STI Pro-Insure Professional Indemnity Unpacked
As part of the PPS Group – covering professionals for over 75 years – we understand the unique challenges that your skillset can confront you with. That is why Pro-Insure Indemnity insurance has been crafted to protect you against financial damages not covered by other forms of liability cover. With PPS-STI, you get the insurance a professional deserves. A Pro-Insure Professional Indemnity Insurance policy comes with a comprehensive range of cover options from which your PPS Short-Term Insurance client care consultant will assist in tailoring the perfect policy to meet your professional needs.
Cover the loss or destruction of documents entrusted to you by a third party who holds you liable for financial damages suffered as a result of the loss. You’re a trusted professional, and sometimes your area of expertise might require that you hold in your possession documents that are of great financial value to a third party. Whether you’re an accountant working through a client’s receipts, a pharmacist holding scripts or an architect holding onto plans, insuring against the loss of such documents in your keeping mitigates the loss to you and reimburses the party.
Protect against acts of dishonesty or theft by those in your employ that incur damages on behalf of a third party. Whatever form their dishonesty might take, you don’t want your professional reputation or profit margin to take a hit as a result of a deceitful employee. Employee dishonesty coverage protects you from the financial loss suffered as a result of the fraudulent activities of those in your employ – this includes the theft of funds, money, securities, or other property of the employer.
Assistance with costs accrued in defence against litigation, as well as legal risk management and avoidance advice. In an increasingly litigious society, it behoves the wise professional to avail him - or herself of every supportive legal measure available – be it simply advice or the more substantial backing of financial assistance. PPS Short-Term Insurance will assist with costs accrued in defence against litigation arising from the practise of your profession. Additionally, we put our decades of experience to work for you, providing advice pertaining to legal risk management and risk avoidance, in an effort to mitigate the chances of you as a professional facing litigation in the first place.
Business Identity Theft
Recover the expenses associated with being the target of identity fraud, and receive guidance when it comes to restoring your identity.
Identity theft is not something suffered only by individuals. A company too can have its identity fraudulently misused to run up debt, proffer bad advice, or any number of deceitful activities. Cover secures your business’ identity in the face of these increasing threats.
Cover against damages incurred by hacker attack, unauthorised misuse of data, fraudulent use of your digital identity or the negligent transmission of a computer virus. The threat of falling victim to such hacker attacks and phishing scams grows every year. In an increasingly digital world, the option of cyber liability cover should not be overlooked, as it provides protection against these online risks.
General Public Liability
your business against financial loss brought about by the death, injury or damage to the property of a third party. When you’re operating in the public sphere, there is always the chance that accidents can happen, and your business finds itself being the target of costly lawsuits as a result of unpleasant and unavoidable consequences. With general public liability insurance, you are covered against damages or injuries sustained by a third party in connection with your business activities and for which your company is held responsible.
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