Vision, Mission & Values

Value Proposition​​​

​​Our members have a unique value proposition by belonging to PPS, as they receive all the profits of the company. Upon retirement, they qualify for a lump sum payout of all the accumulated profits.

Following the financial year end, PPS makes allocations to its members' PPS Profit-Share Accounts - the vehicle that accumulates PPS members' profit allocations. PPS's member surpluses are calculated so that members are rewarded for the PPS products they hold – the more qualifying products members have with PPS, the greater their allocations. Members can track the accumulation of profits in their accounts via their benefit statements.

PPS’s values

At PPS, we believe that what we value drives our behaviour. We live by three core values:

• We take extreme ownership. Our people are empowered to deliver service excellence to our members, and we encourage leadership in all areas of the business.
• We are eternally curious. We are not satisfied with the status quo and are driven by the goal of constantly improving the solutions we offer to our members. We are committed to innovation, giving staff the licence to experiment while recognising and responding to our members’ unique, complex, and changing needs.
• We do the right thing. We conduct our business with empathy, authenticity and with the highest standards of ethics, fairness, governance, and respect for all.

Our professional focus

Professional focus is another defining PPS characteristic.

We are very discerning about granting membership. Only graduate professionals with a qualifying postgraduate degree are eligible to become members. This applies across all industries and professions, making PPS a leader in the professional segment.

Not only are our products, services and solutions specifically tailored to meet our members’ needs, but financial advisers also undergo a strict selection and accreditation process to ensure that they are suitably qualified to market and sell our products. PPS-accredited financial advisers have industry-specific knowledge that enables them to offer informed advice on the specific issues and challenges our members face.

Last, but not least, PPS’s membership profile significantly reduces our business risk, ultimately enhancing returns to members.